Can Acrisure and ESI Disrupt Credit Union Insurance?
A new fintech-powered insurance agency, Campio, debuts at GAC to provide credit unions with specialised fidelity bonds and risk solutions
Central Ohio-based Excess Share Insurance (ESI) and global fintech leader Acrisure have joined forces to launch Campio.
Making its official debut at the Governmental Affairs Conference (GAC) in Washington, D.C., Campio is positioned as a dedicated insurance agency designed specifically for credit unions and their members. GAC provides a timely platform to introduce the agency to credit unions nationwide, an industry serving 144 million members.
The timing of the launch aligns with a period of significant digital transformation within the sector, where traditional risk management must keep pace with modern financial technology.
Meet Campio. Credit: Acrisure LinkedIn
A fintech-driven partnership
The synergy between Acrisure’s tech-led reach and ESI’s niche expertise is intended to simplify the procurement of essential coverage in a market that is becoming increasingly difficult to navigate.
Campio is owned by ESI – an organisation that has insured consumer share accounts since 1993 – but is powered by the technological infrastructure of Acrisure. As a fintech provider that has grown from US$38m to nearly US$5bn in revenue over the last 11 years, Acrisure brings huge scale scale to the partnership, including a vast carrier network and advanced data capabilities.
Greg Williams, Co-Founder, Chairman and CEO of Acrisure, notes: “Credit unions operate in an increasingly-complex risk environment, and they need partners who truly understand their industry and the policies and regulations they adhere to.
“By powering Campio, we’re combining Acrisure’s scale, carrier access and technology with deep credit union expertise to deliver solutions that are practical, competitive and purpose-built for this industry.”
Greg Williams, Co-Founder, Chairman and CEO of Acrisure
Securing the fidelity bond market
A central focus for the new agency is the provision of comprehensive fidelity bond packages.
For federally-insured credit unions, these bonds are not just a safety net but a strict regulatory requirement. They protect institutions against a variety of threats, including fraud, employee dishonesty and cyber incidents.
As the fidelity bond market sees a narrowing of available options and rising costs, Campio aims to provide a competitive alternative. The agency offers simplified implementation and first-hand guidance from licensed agents to help institutions manage the complexity of regulatory compliance.
Leadership and digital risk
By leveraging Acrisure’s fintech resources, Campio intends to bridge the gap between traditional protection and the digital-first reality of modern banking.
The agency is headed by Jennifer Middendorf, a leader with an extensive background spanning the insurance, banking and wealth management sectors. Her focus is on creating easy-to-launch programmes that can be integrated into real-world credit union environments without the friction often associated with legacy insurance products.
“Technology has reshaped the risk profile of today’s credit unions,” says Jennifer. “I look forward to partnering with credit unions to align protection with that reality in support of regulatory expectations and board oversight.”
Acrisure has recently positioned itself as the forefront of insurance’s digital transformation. The AI-powered platform offers millions of clients personalised services for insurance, reinsurance and real estate – all through a high-tech interface.
Acrisure's success in 2026 is built on a dual focus of scale and digital agility. Significant investment in human-machine collaboration underpins its strategy, enabling the firm to leverage extensive data harvesting.
This capability is a standout feature, allowing Acrisure to pinpoint cross-selling opportunities that might elude traditional brokers. Positioned as a one-stop digital storefront for personal and commercial risk, this approach has effectively propelled Acrisure into the top echelon of global brokers.
